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KanexPro Partnership: New KanexPro parts you can sell at B&H
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Re: Harvest Small Business Finance, LLC - Load Karma, Inc. - Haven9377, LLC - 40002747 - Cancelled Insurance
AI verdict
vendor
high
· confidence: high
· by haiku
“Insurance policy cancellation notice; force-placement threatened without renewal docs.”
Reasoning: Dori Ferranto (insurance agent) confirms non-renewal of Load Karma policies; Harvest Cref (lender/mortgagee) demanding renewed certificates or will force-place coverage—time-sensitive vendor/financial matter affecting one of Kelvin's entities.
Hello,
Per my conversation earlier today with your representative, the policy was
not renewed with our agency.
Thank you!
Dori Ferranto
(909) 292-6174
CA License# 0790809
Ferranto Fields Insurance Services, Corp.
123 E 9th Street, Unit 102C
Upland, CA 91786
CA License# 6009861
On Fri, Oct 2, 2026 at 10:00 AM [email protected] <
[email protected]> wrote:
> Hello,
>
>
>
> I am requesting a copy of the renewed condo interior, general liability
> and workers’ compensation certificates. The policies we have on file expired*
> 7/25/2026 and 7/30/2026*. I have attached a copy of the expired
> certificates for your reference.
>
>
>
> Please include a copy of the Mortgagee endorsement with the Mortgage
> holder or *Lender's Loss Payable endorsement *that includes the 10-Day
> cancellation (or greater) notification.
>
>
>
> Your previous agent Dori had just informed me that they no longer handle
> your insurance. Please forward your new agents contact information or
> renewed insurance policies.
>
>
>
> The condo interior policy will be force placed as it is more than two
> months past expiration. Please see the attached signed insurance agreement
> for your reference.
>
>
>
> Co-insurance is PROHIBITED
>
>
>
> Please forward as soon as possible to avoid coverage being placed on the
> insured’s behalf.
>
>
>
> Please let me know if you have any questions. Thank you so much for your
> time and help on this request.
>
> <https://www.google.com/maps/search/24422+Avenida+De+La+Carlota,%0D%0A+Suite+400+%0D%0A+Laguna+Hills,+CA+92653?entry=gmail&source=g>
>
>
>
> *Nicholas Houck*
>
> Insurance Analyst
> Phone: (949) 464-4775
>
> eFax: (949) 607-1665
>
> 24422 Avenida De La Carlota,
> <https://www.google.com/maps/search/24422+Avenida+De+La+Carlota,%0D%0A+Suite+400+%0D%0A+Laguna+Hills,+CA+92653?entry=gmail&source=g>*Suite
> 400
> <https://www.google.com/maps/search/24422+Avenida+De+La+Carlota,%0D%0A+Suite+400+%0D%0A+Laguna+Hills,+CA+92653?entry=gmail&source=g>*
>
> Laguna Hills, CA 92653
> <https://www.google.com/maps/search/24422+Avenida+De+La+Carlota,%0D%0A+Suite+400+%0D%0A+Laguna+Hills,+CA+92653?entry=gmail&source=g>
>
> [email protected]
> www.harvestsbf.com
>
>
> [image: 1578675831855]
>
>
>
> The content of this email is confidential and intended for the recipient
> specified in message only. It is strictly forbidden to share any part of
> this message with any third party, without a written consent of the sender.
> If you received this message by mistake, please reply to this message and
> follow with its deletion, so that we can ensure such a mistake does not
> occur in the future.
>
>
>
> *From:* [email protected]
> *Sent:* Monday, June 22, 2026 10:52 AM
> *To:* [email protected]
> *Subject:* Harvest Small Business Finance, LLC - 40002747 - 30 Day
> Insurance Renewal Notice
>
>
>
> Hello,
>
> This is a friendly reminder email to inform you that the following
> insurance policies are expiring in *30* days:
>
> *Workers’ Compensation –* *Load Karma, Inc. - Expires: 7/25/2026*
>
>
>
> *General Liability –* *Load Karma, Inc. - Expires: 7/30/2026*
>
>
>
> *Condo Interior –* *Haven9377, LLC - Expires: 7/30/2026*
>
>
>
> *General Liability –* *Haven9377, LLC - Expires: 7/30/2026*
>
> Please forward your current policies by the date of expiration to
> [email protected] to avoid coverage being placed on your behalf.
>
> If you have already sent your renewed policies, please disregard this
> letter and accept our apologies for any inconvenience this may have caused.
>
> <https://www.google.com/maps/search/24422+Avenida+De+La+Carlota,%0D%0A+Suite+400+%0D%0A+Laguna+Hills,+CA+92653?entry=gmail&source=g>
>
> Thank you for choosing Harvest. We look forward to serving you for years
> to come.
>
> *Nicholas Houck*
>
> Insurance Analyst
> Phone: (949) 464-4775
>
> eFax: (949) 607-1665
>
> 24422 Avenida De La Carlota,
> <https://www.google.com/maps/search/24422+Avenida+De+La+Carlota,%0D%0A+Suite+400+%0D%0A+Laguna+Hills,+CA+92653?entry=gmail&source=g>Suite
> 400
> <https://www.google.com/maps/search/24422+Avenida+De+La+Carlota,%0D%0A+Suite+400+%0D%0A+Laguna+Hills,+CA+92653?entry=gmail&source=g>
>
> Laguna Hills, CA 92653
> <https://www.google.com/maps/search/24422+Avenida+De+La+Carlota,%0D%0A+Suite+400+%0D%0A+Laguna+Hills,+CA+92653?entry=gmail&source=g>
>
> [email protected]
> www.harvestsbf.com
>
>
> [image: 1578675831855]
>
>
>
> The content of this email is confidential and intended for the recipient
> specified in message only. It is strictly forbidden to share any part of
> this message with any third party, without a written consent of the sender.
> If you received this message by mistake, please reply to this message and
> follow with its deletion, so that we can ensure such a mistake does not
> occur in the future.
>
>
>
>
>
>
>