◆ kanex-ai
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Kelvin Yan Aug 16 1:16 AM
RE: Cash-out refinance inquiry — confirmed HOA figure, plus a second Veer question
⚠ PHISHING: employee impersonation: display name matches 'kelvin yan' but sender is email.sydneeinc.com
phishing urgent
Kelvin Yan Aug 16 1:13 AM
Re: Furnished 1BR at Veer Towers / CityCenter — owner inquiry, immediate move-in
⚠ PHISHING: employee impersonation: display name matches 'kelvin yan' but sender is email.sydneeinc.com
phishing urgent
Sydnee Inc Legal Aug 15 7:55 PM
TEST — Veer 304E, how the Izeal reply will look
⚠ PHISHING: domain impersonation: display name contains 'sydnee' but sender is email.sydneeinc.com
phishing urgent
Sydnee Inc Legal Aug 15 7:46 PM
Veer Towers 304E - furnished 1BR, corporate housing
⚠ PHISHING: domain impersonation: display name contains 'sydnee' but sender is email.sydneeinc.com
phishing urgent
Kelvin Yan Aug 15 7:34 PM
Veer 304E — three drafts for review before sending
⚠ PHISHING: employee impersonation: display name matches 'kelvin yan' but sender is email.sydneeinc.com
phishing urgent
Bank of America Aug 15 5:44 PM
Your statement is available
Bank of America: Your statement is available
financial
Bank of America Aug 15 5:43 PM
Your statement is available
Bank of America: Your statement is available
financial
Sydnee Agent (AI) Aug 15 5:39 PM
[Calibration Daily] 2026-08-16
Sydnee Agent (AI): [Calibration Daily] 2026-08-16
employee high
Sydnee Inc Legal Aug 15 5:34 PM
Access test 1 of 3 - link
⚠ PHISHING: domain impersonation: display name contains 'sydnee' but sender is email.sydneeinc.com
phishing urgent
Sydnee Inc Legal Aug 15 5:33 PM
Access test 3 of 3 - verified
⚠ PHISHING: domain impersonation: display name contains 'sydnee' but sender is email.sydneeinc.com
phishing urgent
Sydnee Inc Legal Aug 15 5:09 PM
Access test 3 of 3 - verified
⚠ PHISHING: domain impersonation: display name contains 'sydnee' but sender is email.sydneeinc.com
phishing urgent
Sydnee Inc Legal Aug 15 5:09 PM
Access test 1 of 3 - link
⚠ PHISHING: domain impersonation: display name contains 'sydnee' but sender is email.sydneeinc.com
phishing urgent
Sydnee Inc Legal Aug 15 4:48 PM
Access test 1 of 3 - link (opens straight away, no code)
⚠ PHISHING: domain impersonation: display name contains 'sydnee' but sender is email.sydneeinc.com
phishing urgent
Microsoft Outlook Aug 15 4:47 PM
Undeliverable: FW: Dr Cat's Video Insights on $NOW and $TEAM-Video 2 of 12 (August 16, 2026)
Microsoft Outlook: Undeliverable: FW: Dr Cat's Video Insights on $NOW and $TEAM
employee high
Microsoft Outlook Aug 15 4:46 PM
Undeliverable: FW: Dr Cat's Video Insights on $ABCL-Video 3 of 12 (August 16, 2026)
Microsoft Outlook: Undeliverable: FW: Dr Cat's Video Insights on $ABCL-Video 3
employee high
Sydnee Inc Legal Aug 15 4:26 PM
Veer 304E - all three access levels
⚠ PHISHING: domain impersonation: display name contains 'sydnee' but sender is email.sydneeinc.com
phishing urgent
Sydnee Inc Legal Aug 15 4:16 PM
Veer 304E - replacement links
⚠ PHISHING: domain impersonation: display name contains 'sydnee' but sender is email.sydneeinc.com
phishing urgent
Sydnee Inc Legal Aug 15 4:10 PM
Veer 304E - short links, one with a code
⚠ PHISHING: domain impersonation: display name contains 'sydnee' but sender is email.sydneeinc.com
phishing urgent
Sydnee Inc Legal Aug 15 4:04 PM
Your access code
⚠ PHISHING: domain impersonation: display name contains 'sydnee' but sender is email.sydneeinc.com
phishing urgent
Sydnee Inc Legal Aug 15 4:04 PM
Your access code
⚠ PHISHING: domain impersonation: display name contains 'sydnee' but sender is email.sydneeinc.com
phishing urgent
Sydnee Inc Legal Aug 15 4:00 PM
Veer 304E - test of the secure file links
⚠ PHISHING: domain impersonation: display name contains 'sydnee' but sender is email.sydneeinc.com
phishing urgent
Sydnee Inc Legal Aug 15 4:00 PM
Your access code
⚠ PHISHING: domain impersonation: display name contains 'sydnee' but sender is email.sydneeinc.com
phishing urgent
Amazon Payments Aug 15 12:52 PM
Action requise sur le compte Amazon Payments
Fake Amazon Payments suspension threat; credential harvesting attempt.
phishing urgent
Guest Relations at The Ritz-Carlton, Laguna Niguel Aug 15 10:49 AM
Kelvin, please complete the travel request form to customize your stay at The Ritz-Carlton, Laguna Niguel
Suspicious Ritz-Carlton email with obfuscation; potential credential theft attempt.
phishing urgent
Manus Team Aug 15 7:33 AM
ACTION REQUIRED: 7 days left to back up Kelvin Yan for future restoration
⚠ PHISHING: phishing subject pattern: 'ACTION REQUIRED' from external sender privaterelay.appleid.com
phishing urgent
Benjamin & Williams Aug 15 5:02 AM
Commercial Claim Discovery Documents Our file:D-8222 Debtor: VICTORIA ROPA ELEGANTE
Fake debt collection demand with 24h payment pressure; spoofed domain.
phishing urgent
Sydnee Agent (AI) Aug 15 4:15 AM
Sydnee nightly — PERFORMANCE audit 2026-08-15 — 0P0 2P1 13R
Sydnee Agent (AI): Sydnee nightly — PERFORMANCE audit 2026-08-15 — 0P0 2P1 13R
employee high
The Ritz-Carlton Reservations Aug 15 4:12 AM
Plan for your upcoming stay at The Ritz-Carlton, Laguna Niguel on Monday, August 17, 2026
Ritz-Carlton reservation confirmation for August 17 stay at Laguna Niguel.
personal
Tesla Aug 15 12:55 AM
Full Self-Driving (Supervised) Subscription Renewed
Tesla FSD subscription auto-renewed for Model Y, $107.29/month.
financial low
Sydnee.ai Legal Aug 14 9:22 PM
Jiao 移民案件最新进展说明(好消息,请放心)
⚠ PHISHING: domain impersonation: display name contains 'sydnee' but sender is email.sydnee.ai
phishing urgent
KuCoin Aug 14 6:38 PM
Dormancy Fee Deduction Notice
KuCoin dormancy fee deducted from account this month.
financial
Tommy Wang (Wang IP Law) Aug 14 6:30 PM
Re: I-485 Application (IOE0934359789 and IOE0934359788)
Tommy Wang (Wang IP Law): Re: I-485 Application (IOE0934359789 and IOE0934359788)
legal-ip high
Bank of America Aug 14 6:16 PM
We've sent your payment to SOUTHERN CALIFORNIA EDISON SCE as requested
Bank of America: We've sent your payment to SOUTHERN CALIFORNIA EDISON SCE as
financial high
Sydnee Agent (AI) Aug 14 5:42 PM
[Calibration Daily] 2026-08-15
Sydnee Agent (AI): [Calibration Daily] 2026-08-15
employee high
Sydnee Agent (AI) Aug 14 5:30 PM
Sydnee algo daily — dev $-2,239 · prod $+0 · 6d window
Sydnee Agent (AI): Sydnee algo daily — dev $-2,239 · prod $+0 · 6d window
employee high
Laguna Road Area Community Message Aug 14 2:39 PM
1 New School Flyer for Your Child
School flyer: Congressional App Challenge signup opportunity.
family
Anthony Patino in Teams Aug 14 2:34 PM
Anthony Patino sent a message
⚠ PHISHING: employee impersonation: display name matches 'anthony' but sender is teams.mail.microsoft
phishing urgent
TAnthony Patino Aug 14 1:34 PM
[Teams oneOnOne] (Teams DM)
Anthony Patino flagging ~$20k air shipment payment for approval.
employee
Amy Burghardt Aug 14 1:19 PM
RE: Meeting
Amy Burghardt: RE: Meeting
personal high
Mary Chmelka Aug 14 1:07 PM
Survey invite to Ameritas California Language Assistance Program Survey
Ameritas requesting language preference survey for insurance benefits.
vendor low
TAnthony Patino Aug 14 12:47 PM
[Teams oneOnOne] (Teams DM)
Anthony Patino requesting updated HDCVT statement.
employee
TAnthony Patino Aug 14 12:45 PM
[Teams oneOnOne] (Teams DM)
Teams DM acknowledgment from Anthony Patino.
employee
TAnthony Patino Aug 14 12:45 PM
[Teams oneOnOne] (Teams DM)
Anthony Patino confirms E-like assessment via Teams DM.
employee low
TAnthony Patino Aug 14 12:08 PM
[Teams oneOnOne] (Teams DM)
Anthony found something; not due for ~30 days.
employee
TAnthony Patino Aug 14 12:05 PM
[Teams oneOnOne] (Teams DM)
SAVLink payment $15,915 awaiting approval
financial high
TAnthony Patino Aug 14 11:59 AM
[Teams oneOnOne] (Teams DM)
Anthony Patino internal Teams message about communications or notes.
employee
TAnthony Patino Aug 14 11:56 AM
[Teams oneOnOne] (Teams DM)
Anthony Patino confirming he will set something up now.
employee
TAnthony Patino Aug 14 11:56 AM
[Teams oneOnOne] (Teams DM)
Anthony Patino Teams DM about something that just came due recently.
employee
TAnthony Patino Aug 14 11:55 AM
[Teams oneOnOne] (Teams DM)
Anthony Patino confirms document dated 6/04 with net60 terms.
employee
TAnthony Patino Aug 14 11:54 AM
[Teams oneOnOne] (Teams DM)
SmartAV Link requesting payment of $15,915.
vendor

FW: LoadKarma Inc.

George Burns <[email protected]>
To: Kelvin Yan <[email protected]>
Cc: Victoria Moss <[email protected]>
Wednesday Nov 12, 2025 · 7:05 PM PT · in [email protected]
AI verdict  legal-george urgent · confidence: high · by backfill-gmail
“George Burns: FW: LoadKarma Inc.”
Draft response: Mr. Singh: I appreciate your timely response. But no, I will not wait until January to sue you, and you can tell Ms. Kapoor to stop ghost writing your emails. I am, however, willing to not sue you so long as all parties are cooperatively working towards resolution. That would require you, your brother and Ms. Kochar to stop diverting funds and business from Load Karma, and instead devote your attention to winding down this business and collecting and retaining all funds due it. Specifically: Kelvin will manage operations through the end of the year. Karam and Jas would continue sales, utilize India sales force with single agreed monthly payment to India. Vivek would manage TMS system used by Karam and Jas, under Vivek’s management, to continue bookings through December 31, 2025. Kelvin would manage finances, using QuickBooks, run by Anthony, to generate invoices and record collections Anthony will manage the books, with full transparency to Karam and Jas. Sapna and ZAMS are out, and Kelvin has already revoked their access to QuickBooks, TMS system, Bank of America Cash Pro. The parties need to resolve Load Karma liabilities, and related personal liabilities of shareholders. That includes that Load Karma will not accept any monies from RTS Financial Services, and the parties must acknowledge that the company will use first dollars available to retire the obligations on which Kelvin has assumed personal liability (WebBank Note: $45,000 outstanding, LOC: $40,000 outstanding, Tesla TD Auto Finance: $39,000 outstanding, and the company owes $48,000 to Kanex Pro. The company also needs to resolve the $965,000 SBA loan on 9377 Haven on which Vivek, Karam and Jas are personally liable. The parties would agree that Kelvin may retain a broker to sell the property for an amount sufficient to pay the loan, plus the pre-payment penalty. If it can be sold for more, great, but the key is to pay the loan. The company must collect all available A/R, with full assistance from Karam and Jas, and their disclosure of what on the books is real A/R from third parties, and a recognition that they owe $150,000 on the A/R due from Load Konnect and Abacus Transport. With full effort from all parties, the company should be in a position in 90-120 days to resolve all outstanding third party claims and reconcile the books. Kelvin and Vivek would be willing to resign from Load Karma and you and your brother can keep the business. The price for that, and compensation from you and your brother for the actions described in the complaint, would be deferred so long as the parties cooperatively, and enthusiastically, carried out the above plan. All rights reserved and all that stuff back at you. But if you want me to not sue you, I suggest that you provide a specific response to this proposal. George George S. Burns Burns & Moss 620 Newport Center Drive Suite 600 Newport Beach, CA 92660 Tel: (949) 263-6777 From: Jaspreet Singh <[email protected]> Sent: Sunday, November 9, 2025 7:54 PM To: George Burns <[email protected]> Cc: Karam Singh <[email protected]>; Kelvin Yan <[email protected]>; Victoria Moss <[email protected]> Subject: Re: LoadKarma Inc. Hi Mr Burns, We have received your letter dated November 8, 2025. I and Karam are travelling out of country and will not be back until November 25th, 2025. However, we are committed to resolving all issues without litigation. we respectfully request that no lawsuit is filed until after January 15th, 2026, to allow sufficient time to resolve all issues and or retain a counsel. This communication is made solely for scheduling and discussion purposes and does not constitute an admission of liability or wrongdoing, nor does it waive any rights, objections or defenses. We look forward to working with Kelvin to negotiate a resolution. Please confirm the requested extension. We will look forward to your response and thank you for your understanding. Regards, Jaspreet Singh Get Outlook for Mac <https://aka.ms/GetOutlookForMac> From: George Burns <[email protected]<mailto:[email protected]>> Date: Saturday, November 8, 2025 at 3:55 AM To: [email protected]<mailto:[email protected]> <[email protected]<mailto:[email protected]>> Cc: Jaspreet Singh <[email protected]<mailto:[email protected]>>, Karam Singh <[email protected]<mailto:[email protected]>>, Kelvin Yan <[email protected]<mailto:[email protected]>>, Victoria Moss <[email protected]<mailto:[email protected]>> Subject: LoadKarma Inc. Mr. Singh and Mr. Singh: I represent Kelvin Yan. On his behalf, I intend to file a lawsuit, a draft of which is attached. It describes how you both have violated your obligations to Load Karma, Inc., including by operating a competing business, Load Konnect, Inc., which skimmed profits from clients due to Load Karma, by taking a secret interest in Abacus Transport, LLC, which overcharged Load Karma, and by bribing a representative of a key client of Load Karma to look the other way while you overcharged the client, causing that client to threaten to sue the Company for over $500,000. The lawsuit will also name Karamjeet Singh’s wife, who rigged the books of Load Karma, to prevent Mr. Yan from discovering your fraud. The lawsuit demands an injunction preventing you from funneling Load Karma clients to Load Konnect, and related relief. You are on notice that this relief will be sought in the immediately future, and demand is made that you cease and desist from any such activities immediately. Lawsuits are exceedingly unpleasant, and I write now to offer an opportunity to avoid litigation, as follows. There does not appear to be any scenario in which my client and you work together in the future, and your liabilities to the company cannot seriously be disputed. At the same time, Load Karma and Haven have assets, including Load Karma receivables that should be closed out, and it has debts that must be paid. Therefore, the parties should work together to collect anything that Load Karma is owed, resolve claims against it that could reach the shareholders, compensate Kelvin for monies that you have wrongfully taken, and then shut down the business and file a final tax return. So, if you are interested in cutting out your nonsense, now, and instead working together with Kelvin towards a negotiated resolution, please so advise. If not, I will file this lawsuit next week and seek appropriate interim relief against both of you. Finally, while I have copied Ms. Kapoor based on her statements to me that she represents you, my client will and does object to her being involved in this dispute, due to her actual conflict of interest as counsel for Load Karma. Ms. Kapoor, please respond with your confirmation that you will not be involved in any way, including that you will not seek to advise your clients, and will not disclose to them any information or documents you may have obtained in your engagement with Load Karma. George George S. Burns Burns & Moss 620 Newport Center Drive Suite 600 Newport Beach, CA 92660 Tel: (949) 263-6777