You have very good chances of approval, and there's no impact to your credit score if you're declined View Online PayPal (https://www.paypal.com/credit-application/co?present=clpCOBSP1000G200OCT2026&track=cltEMAILHHATEST20010132026SYJ10&utm_content=PayPal_Header_Logo Apply today with a very good chance of approvalLimited time offer $200 (https://www.paypal.com/credit-application/co?present=clpCOBSP1000G200OCT2026&track=cltEMAILHHATEST20010132026SYJ10&utm_content=Hero_Banner_Image You’ve been selected to apply for the PayPal Cashback Mastercard®. If approved, you’ll earn unlimited 3% cash back on all the brands you love when you check out with PayPal. Plus, earn 1.5% on all other Mastercard® purchases.2 For a limited time, earn a $200 bonus3 when you spend $1,000+ within 90 days of account opening. Must apply now through October 31, 2026, to receive this offer.  Apply Now (https://www.paypal.com/credit-application/co?present=clpCOBSP1000G200OCT2026&track=cltEMAILHHATEST20010132026SYJ10&utm_content=Apply_Now_CTA1    You have a very good chance of approvalYou have a very good chance of approval  Perks worth applying for No credit score impact if declined No credit score impact if declined4 Get a decision in seconds. No rotating categories or annual fee No rotating categories or annual fee5 There’s no limit to how much cash back you can earn. Cash in on cash back Cash in on cash back Cash back moves to your PayPal balance6 automatically as purchases post.   Everyday earnings. Every reason to apply. Earn unlimited 3% cash back  Earn unlimited 3% cash back when you check out online with PayPal and use your PayPal Cashback Mastercard®. Earn unlimited 1.5% cash back  Earn unlimited 1.5% cash back on all other eligible purchases in stores, online, and everywhere Mastercard® is accepted. Enjoy no annual fee  Enjoy no annual fee5 and use the card online, in app, in person, and everywhere Mastercard® is accepted. See terms and conditions. (https://www.synchronybankterms.com/gecrbterms/html/PayPalCashbackApplyTerms_combo.htm?utm_content=See_Terms_and_Conditions  How much you could earn with the PayPal Cashback Mastercard®  Earn with the PayPal Cashback Mastercard® Apply Now (https://www.paypal.com/credit-application/co?present=clpCOBSP1000G200OCT2026&track=cltEMAILHHATEST20010132026SYJ10&utm_content=Apply_Now_CTA2   Don't just pay, PayPalPayPal (https://www.paypal.com/credit-application/co?present=clpCOBSP1000G200OCT2026&track=cltEMAILHHATEST20010132026SYJ10&utm_content=FTR_PayPal_Logo Account (https://www.paypal.com/myaccount/summary?utm_content=en_US_FTR_Account  |  Help (https://www.paypal.com/us/cshelp/personal?utm_content=en_US_FTR_Help  |  Fees (https://www.paypal.com/webapps/mpp/paypal-fees?utm_content=en_US_FTR_Fees  |  Security (https://www.paypal.com/us/legalhub/privacy-full?utm_content=en_US_FTR_Security  |  Download App (https://www.paypal.com/us/digital-wallet/mobile-apps?utm_content=en_US_FTR_Download_App Facebook (https://www.paypal.com/cgi-bin/webscr?cmd=_pp-redir&id=M7JNFUHU8ZRVEGRN&utm_content=en_US_FTR_Facebook_Link Twitter (https://www.paypal.com/cgi-bin/webscr?cmd=_pp-redir&id=M42YCVJ9DMW66SWJ&utm_content=en_US_FTR_Twitter Linkedin (https://www.paypal.com/cgi-bin/webscr?cmd=_pp-redir&id=MYDBU6BWJV5V6EHW&utm_content=en_US_FTR_LinkedIN Instagram (https://www.instagram.com/paypal/?utm_content=en_US_FTR_Instagram 1This is not a pre-approved offer of credit. Chance of being approved is estimated and not guaranteed, using internal data, including your PayPal account history. 'Very good' means the estimated chance of approval is 60%+. Subject to credit approval.  2Purchases are subject to credit approval, and the PayPal Cashback Mastercard® must be used for payment. See Rewards Program Terms (https://www.synchronycredit.com/gecrbterms/html/PayPalCashbackRewardsTerms.htm?utm_content=RewardsProgramTerms_v1  for details and eligibility criteria.  3To qualify for this cash back bonus offer, you must apply for a new PayPal Cashback Mastercard account by 11:59 p.m. ET on October 31, 2026, and subsequently be approved. Applications are subject to credit approval. You must be 18 years old and reside in the US or its territories to apply. Offer is not transferable and may only be redeemed by the eligible participant using the link contained within the recipient’s email or via other authorized presentment. If application is submitted during the offer period, but is approved outside of the offer period, cardholder will not be eligible for this offer. Cardholder must make net eligible purchase(s) (minus any returns and other adjustments) of $1000 or more with their PayPal Cashback Mastercard within 90 days of account opening in order to qualify for the $200 cash back bonus (maximum of one cash back bonus may be earned per account). Cash advances do not qualify towards the net eligible purchases of $1000. Fulfillment of the cash back bonus will post to your PayPal Cashback Mastercard account no later than 1-2 billing statement cycles after the net eligible purchase qualification threshold is met. Both your account with PayPal and PayPal Cashback Mastercard account must remain open, be in good standing and not become delinquent at the time the cash back bonus is applied. This promotional offer is in addition to and does not replace the Cash Back Rewards program as detailed in the Rewards Program Terms (https://www.synchronycredit.com/gecrbterms/html/PayPalCashbackRewardsTerms.htm?utm_content=RewardsProgramTerms_v2 .    4Subject to credit approval. You must be at least 18 years old and reside in the US or its territories to apply. An approved PayPal Cashback Mastercard application will result in a hard credit inquiry, which may impact your credit score.     5See Terms and Rates (https://www.synchronybankterms.com/gecrbterms/html/PayPalCashbackApplyTerms_combo.htm?utm_content=See_Terms_and_Rates  for New Accounts.    6Important information on redeeming Cash Rewards: You need to have a PayPal Balance account to use your redeemed rewards in your balance. If you do not have that account, you can only transfer your Cash Rewards to your bank account or debit card linked to your account with PayPal.  The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.  The PayPal Cashback Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. This email was sent to sy*******@gmail.com because your email preferences are set to receive "News and Promotions". Click here to Unsubscribe (https://www.paypal.com/myaccount/preferences/marketing-preferences?ID=SQ23ZWZGZBGTS&EID=ABcU.jT-.9oWLE4plP1hKS5IgQlIcV5Od4wwNVRDhx-WPUdDLChWywwv7EfzAfQHOYdY&cat=PNP&utm_content=unsubscribe .   Please do not reply to this email. We are unable to respond to inquiries sent to this address. For immediate answers to your questions, visit our Help Center by clicking "Help" located on any PayPal page or email.   Copyright © 2026 PayPal, Inc. All rights reserved. PayPal is located at 2211 N. First St., San Jose, CA 95131.   10132026SYJ104ad1f2d4-18f8-4db3-a4fb-f7bd6e295f44